Making a will ensures that, when you die, your money, property and possessions go to people that you choose. Yet oddly, having worked and sacrificed for a lifetime, fewer than a half of us seem bothered by who benefits when we’re gone.

Taking time off work or shelling out for a babysitter to chat to a solicitor about death isn’t top of anyone’s list. But this may be one appointment, at least for your family’s sake, that you can’t afford to miss.

A will is not just about who gets what. With the right advice, you can ensure that your legacy brings the maximum benefit to those you love, avoids tax traps while minimising the possibility of dispute.

Make a will, make it clear and make sure it can be found as you won’t be around to direct people.

Making a will is a really loving thing to do; it gives direction to your loved ones at a time of uncertainty. It makes life so much easier for the people who are coming behind.

Throughout November, you’ll receive a 50-percent discount and help your chosen charity when you make your will with us.